Business

How to Become an Insurance Agent

Insurance agents help people protect the things that matter: homes, cars, businesses, health, and more. If you're a strong communicator, comfortable with numbers, and like solving problems, this role can offer both flexibility and long-term growth without a four-year degree.

Insurance Agent Job Overview

Job Duties
  • Explain policy options for auto, home, life, health, or business insurance
  • Help clients choose coverage based on their needs and budget
  • Process applications and renewals
  • Update policies when clients move, change vehicles, or experience life events
  • Handle claims questions and guide clients through next steps
  • Build relationships to retain and grow a client base
Salary Information
  • Entry Level: $36,390
  • Median Annual Salary: $60,370
  • Experienced: $135,660

Get Trained

Training is typically short, and many companies will hire and license you on the job. The key is building trust, product knowledge, and strong communication skills.

Start with a high school diploma or GED: This is all you need to qualify for most entry-level roles.

Choose a type of insurance to focus on: Common options include property & casualty (home, auto), life, or health insurance.

Complete pre-licensing education (if required): Most states require a short course (usually 20–40 hours) before you can take the licensing exam.

Apply for entry-level roles: Many small businesses, startups, or accounting firms hire junior bookkeepers and train them on the job.

Apply for entry-level jobs at insurance agencies or carriers: Many companies provide training, especially for customer-facing roles.

Become an Insurance Agent, No Experience Needed

Frequently Asked Questions

Do I need a college degree to sell insurance?

No. Most agents enter the field with a high school diploma and complete licensing on the job or through a short course.

Is this a sales job?

It can be. Many agents focus on sales, while others work in customer service or policy support. It depends on the company and role.

What types of insurance can I specialize in?

Auto, homeowners, renters, life, health, business, or commercial liability—just to name a few. Each requires its own license.

How long does it take to get licensed?

Typically 2–6 weeks, depending on your state’s pre-licensing and testing process.

What are common job titles?
  • Insurance Sales Agent
  • Licensed Insurance Agent
  • Insurance Customer Service Representative
  • Claims Advisor
  • Insurance Account Manager
  • Insurance Producer
Can I work independently?

Yes. After gaining experience, many agents go on to start their own agency or work as independent brokers.

Is there room to grow in this field?

Definitely. You can move into team leadership, underwriting, risk consulting, or open your own agency.